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Paying the Bills and Saving Money

Friday, February 20, 2009

Hopefully this will be a quick post a few quick tips for getting ahead on the bills and saving money in tough times.

Even when you don’t have a lot of extra money to spare to get a little head-start on my next month bills I pay extra.  You don’t have to pay a full months payment to get ahead you can get ahead a little at a time.  Paying as little as a dollar more then your regular payment will slowly add up but will add up.

Example:  If your regular cell phone bill is $95.00 and you pay $96.00  next month your bill will only be $94.00.  So even though your bill is down to $94.00 you still pay $96.00 dollars.  Continue to pay the full amount even though your bill is dropping and slowly you will build up a little leadway in-case something were to happen.

Saving money can be one of the hardest things to accomplish, it’s so easy to over-spend even though you tell yourself you won’t.  As I mentioned before after paying bills I have been trying to live off of a specific amount of money and saving the rest.  To help me stick to my budget I find it easiest when I take easy access away from the money I want to save.  I transfer the money I want to save to an account that isn’t easily accessable when I am out in about…the harder it is to get the less likely I am to use it.

These are some plain, easy ideas but each little idea that we can implement into our lives adds up to big ideas.  Any questions just ask.

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One Comment leave one →
  1. Friday, February 20, 2009 6:10 pm

    Great post! When we came into some money, we paid the next 2 months’ bills (the average) and then put the rest away. It was great. When the bills would come in and there was a credit it was great to see! Very encouraging.

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